27 Oct Workers’ Compensation – Top 5 Questions That Need To Be Answered
At the Law Offices of Jeffrey M. Bloom, we help injured workers enforce their rights and obtain benefits when their employers attempt to treat them unfairly if they are injured at work. New Jersey’s workers’ compensation system provides employees with benefits after suffering a work-related injury. Here are the Top 5 Questions Workers Compensation Attorney Jeffrey M. Bloom gets asked.
1. Do I have to be injured in my workplace to be covered by workers’ compensation?
Simply put, the answer is no. As long as your injury is job related it is covered. Perhaps you are traveling, running an errand or are in a job related business dinner, if you were injured at any of the functions, it would all be considered an injury sustained under working conditions.
2. Does workers’ compensation just cover my medical bills?
Worker’s compensation will cover your expenses related to hospital and medical bills to both diagnose and treat an injury. In addition, it will also provide disability payments while you are deemed unable to work. Typically, this will be about two-thirds of your regular salary. It also may pay for rehab and retraining as well.
3. Are all employees covered by workers’ compensation?
No. Not all employers are required to have workers’ compensation insurance. An employer’s responsibility to provide coverage usually depends on the number of employees, type of business and the type of work the employees are doing. Every state excludes some types of workers. These can vary from state to state, but more often than not, include farm workers, domestic employees and seasonal or casual workers.
4. Are all on the job injuries covered by workers’ compensation?
The workers’ compensation system is designed to provide benefits to injured employees even if the injury is caused by the employer or employees carelessness. However, there are limitations, such as cases involving drugs or alcohol as well as:
- Self-inflicted injuries.
- Injury while a worker was committing a crime.
- Injury suffered while not on the job.
- Injury suffered while employees conduct violated company policy.
Contact us to discuss the specifics of your case and we can help understand the circumstances which led to your accident.
5. Can I ever sue my employer in court over a work related injury?
Workers’ compensation is a no-fault system, so you’re eligible to receive these benefits even if you caused the accident. If you are ever injured at work due to a reckless or intentional act on the part of your employer, you are able to bypass the workers’ compensation system, and sue your employer for damages, including punitive, pain and suffering and mental anguish.
New Jersey Workers’ Compensation Attorney Consultation
If a job injury has made you permanently or temporarily unable to work, we can help you secure the income and reimbursement you urgently need. The law states unequivocally that workers’ compensation benefits must be paid to anyone who suffers a personal injury while on the job. Contact Attorney Jeffrey M. Bloom to discuss your case – (855) 208-3650.