20 Nov Holiday Volunteers: Spreading Good Cheer & Workers’ Comp
Volunteering during the holidays is a great reminder of the reason for the season, and giving back is a fantastic way to spread good cheer—but what if you get hurt in the process? Bloom Law Office helps with workers’ compensation claims, but unfortunately, most volunteer positions are not covered by workers’ comp. However, there are always exceptions, and it’s important to know the benefits of volunteering before your first shift.
Does Your Seasonal Job Have Workers’ Comp Insurance?
An organization can always choose to cover volunteers with workers’ comp insurance. This most often happens with very large non-profits who are at a higher risk of being sued if a volunteer gets hurt. If you do have workers’ comp coverage via your volunteer gig, this is likely included in your volunteer handbook. If you’re uncertain, ask your HR representative or volunteer manager.
Volunteer positions with a higher risk of injury are also more likely to be covered by workers’ compensation. This can include any positions that require construction, working in a kitchen, or other higher-risk assignments.
However, remember that even if your volunteer site doesn’t offer you workers’ compensation coverage, that doesn’t mean you’ll have no recourse if you get hurt on the job. Workers’ comp was created to protect both the workers and the employer. If you are covered under workers’ comp, you’ve agreed not to sue the organization if you’re injured because workers’ comp will pay for injuries and related expenses. If you do not have workers’ comp coverage, you may be able to file a lawsuit against the organization as a volunteer.
Consult with An Attorney If You’ve Been Injured At Work
There are a lot of gray areas when it comes to volunteering and workers’ comp. Having legal experts in your corner helps to ensure a fast and fair resolution. If you’ve been hurt while volunteering and the place offer workers’ comp, a workers’ comp attorney can help and doesn’t get paid until you do. Learn more and schedule a free consultation by calling Bloom Law Office at 855-208-3650.