08 Nov Seasonal Jobs and Workers’ Compensation
‘Tis the season of picking up seasonal jobs and side gigs, whether you’ll be one of Santa’s helpers at the mall, working on a tree farm, or you’ve picked up a retail gig. Bloom Law Office is often asked whether seasonal workers have workers’ compensation coverage, and the answer is usually not—but it depends. Seasonal work, or temporary work, usually doesn’t require employers in New Jersey to include workers’ compensation insurance. However, there are plenty of gray areas.
Employers Carrying Workers’ Comp Insurance For Seasonal Workers
The type of work you will be doing will make a difference, as will the employer. For instance, if you’ve picked up a side gig catering holiday parties off of Craigslist, it’s unlikely that your employer will offer workers’ compensation coverage (and they aren’t required to do so). On the other hand, if you’ve been hired at the mall for a seasonal position with a big company, the employer might cover all employees to play it safe. This is especially true if there’s any potential that you’ll be offered a permanent position after the holiday rush.
Temporary, seasonal, and contract workers usually aren’t required to have workers’ compensation coverage in New Jersey. However, this doesn’t mean your employer won’t opt for coverage in order to protect themselves. The only way to know for certain is to ask (or check your paystub).
Seasonal work is a great way to earn some extra cash, and there are plenty of opportunities during the holidays. But it’s important to know what category of worker you are considered and the benefits. Workers’ compensation, or lack thereof, should be included in the conversation when you’re given an offer. If that’s already happened, don’t worry. You can always ask for clarification from your employer.
Complimentary Workers’ Compensation Consultation at Bloom Law Office
If you are hurt on a seasonal job, it’s important to file a workers’ compensation claim immediately if you have coverage. It’s also just as important to have a workers’ comp attorney on your side. They don’t get paid until you do and can better your chances of a fast, fair award. For more information, and to book your consultation for a workers’ compensation lawyer, contact Bloom Law Office today – 855-208-3650.